Xactimate Insurance Restoration Estimating Services

Xactimate-based estimating support for documented water, fire, storm, and other property-damage restoration scopes, organized from the available field documentation for contractor review.

Restoration Estimates Built From the Documented Loss Scope

Restoration estimating requires the repair scope and estimate to align with the documentation available for the loss. We organize applicable measurements, photographs, field notes, reports, existing estimate information, and other provided documentation into a structured Xactimate line-item estimate, with relevant assumptions and missing information identified for contractor review.

How This Service Works

01

Damage Documentation & Scope Review

We review the available photographs, measurements, sketches, field notes, reports, existing estimate information, and other project documentation relevant to the restoration scope.

02

Xactimate Line-Item Estimate

The documented repair or restoration scope is translated into applicable Xactimate line items using the agreed project information and applicable pricing basis for the loss location and estimate scope.

03

Documented Restoration Estimate

The estimate is organized for contractor review with the supporting scope basis, quantities, assumptions, exclusions, and available documentation kept aligned with the estimated work.

Key Challenges Contractors Face

  • Restoration estimates can be questioned when the estimated scope does not align clearly with photographs, measurements, notes, and other project documentation.
  • Missing or incomplete field information can make certain quantities, methods, or restoration components difficult to support.
  • Time-sensitive restoration workflows require organized estimating without turning uncertain project facts into unsupported assumptions.
Fire-damaged building interior requiring insurance restoration estimating

Restoration Estimates Tied to the Available Documentation

Each estimate is developed around the documented project scope so quantities, line items, pricing assumptions, and missing information remain easier for the contractor to review before the estimate is used in the claim or restoration workflow.

Xactimate Line Items With Visible Scope Basis

Estimate components are organized around the available job documentation and confirmed estimating scope rather than adding unsupported work simply to increase the estimate total.

Estimating Deliverables Built for Real Construction Workflows

Depending on the selected service and confirmed project scope, deliverables may include detailed cost estimates, organized quantity takeoffs, marked-up drawings, editable spreadsheets, and scope documentation for contractor and project-team review.

Common Deliverables & Report Formats
From takeoffs to final reports, deliverables are structured for clear scope review, pricing review, bid preparation, and preconstruction planning.

Related Services

Depending on your project stage and scope, these related services can support quantities, pricing, bid preparation, revisions, and ongoing preconstruction work.

Frequently Asked Questions

Answers to the questions contractors most often ask before requesting an estimate.

What is included in an Xactimate restoration estimate?

Depending on the confirmed scope, an estimate may include applicable repair or restoration line items, quantities, location-based pricing information, assumptions, exclusions, and an organized estimate report based on the photographs, measurements, field notes, reports, and other documentation provided.

What information do you need to prepare a restoration estimate?

Useful inputs may include photographs, measurements, sketches, inspection or field notes, mitigation or repair scope information, reports, invoices or quotations where relevant, and any existing estimate information available for the project.

Can you estimate water, fire, storm, and reconstruction scopes?

Yes, where the applicable restoration or reconstruction work is supported by the available project documentation and falls within the confirmed estimating scope.

Does using Xactimate guarantee insurance approval or payment?

No. Xactimate is an estimating platform and an estimate does not determine policy coverage, contractual entitlement, carrier acceptance, or payment. Vantage provides estimating and documentation support based on the information supplied.

Does Vantage negotiate insurance claims or determine policy coverage?

No. Vantage's standard service is construction estimating and estimate-documentation support. We do not interpret insurance coverage, provide legal representation, or act as a public adjuster unless a separate service is lawfully provided by an appropriately qualified and licensed party.

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